.page-header {
            background: linear-gradient(135deg, var(--primary-color), var(--dark-blue));
            color: white;
            padding: 120px 0 60px;
            margin-bottom: 0;
        }

        .page-title {
            font-size: 3rem;
            font-weight: 700;
            margin-bottom: 1rem;
        }

        .page-subtitle {
            font-size: 1.1rem;
            opacity: 0.8;
        }

        .refund-document {
            background: white;
            padding: 3rem;
            border-radius: 15px;
            box-shadow: 0 10px 30px rgba(0,0,0,0.1);
            line-height: 1.7;
        }

        .refund-document h2 {
            color: var(--primary-color);
            margin-top: 2rem;
            margin-bottom: 1rem;
            border-bottom: 2px solid var(--tan-color);
            padding-bottom: 0.5rem;
        }

        .refund-document h3 {
            color: var(--dark-blue);
            margin-top: 1.5rem;
            margin-bottom: 0.75rem;
        }

        .refund-schedule {
            display: grid;
            gap: 1.5rem;
            margin: 2rem 0;
        }

        .refund-tier {
            border: 2px solid var(--tan-color);
            border-radius: 15px;
            overflow: hidden;
            transition: var(--transition-smooth);
        }

        .refund-tier:hover {
            border-color: var(--primary-color);
            box-shadow: 0 5px 15px rgba(0,0,0,0.1);
        }

        .tier-header {
            background: var(--primary-color);
            color: white;
            padding: 1.5rem;
            display: flex;
            justify-content: space-between;
            align-items: center;
        }

        .tier-header h3 {
            margin: 0;
            color: white;
        }

        .refund-percentage {
            font-size: 1.5rem;
            font-weight: 700;
            background: rgba(255, 255, 255, 0.2);
            padding: 0.5rem 1rem;
            border-radius: 25px;
        }

        .tier-content {
            padding: 1.5rem;
            background: var(--cream-color);
        }

        .tier-content p {
            margin-bottom: 0.5rem;
        }

        .weather-policy,
        .medical-policy,
        .operational-policy,
        .credit-policy,
        .partial-refund {
            background: var(--gray-light);
            padding: 2rem;
            border-radius: 15px;
            margin: 1.5rem 0;
            border-left: 4px solid var(--primary-color);
        }

        .weather-policy h3,
        .medical-policy h3,
        .operational-policy h3,
        .credit-policy h3,
        .partial-refund h3 {
            color: var(--primary-color);
            margin-top: 0;
        }

        .fee-structure {
            display: grid;
            grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
            gap: 1rem;
            margin: 1.5rem 0;
        }

        .fee-item {
            background: var(--cream-color);
            padding: 1.5rem;
            border-radius: 10px;
            border-left: 4px solid var(--accent-color);
        }

        .fee-item h4 {
            color: var(--accent-color);
            margin-bottom: 0.5rem;
        }

        .refund-process {
            background: var(--tan-color);
            padding: 2rem;
            border-radius: 15px;
            margin: 2rem 0;
        }

        .refund-process h3 {
            color: var(--primary-color);
            margin-bottom: 1rem;
        }

        .important-notes {
            background: var(--accent-color);
            color: white;
            padding: 1.5rem;
            border-radius: 10px;
            margin: 2rem 0;
        }

        .important-notes ul {
            margin: 0;
            padding-left: 1.5rem;
        }

        .important-notes li {
            margin-bottom: 0.5rem;
        }

        .contact-info {
            background: var(--cream-color);
            padding: 1.5rem;
            border-radius: 10px;
            margin: 1.5rem 0;
            border-left: 4px solid var(--primary-color);
        }

        .contact-info a {
            color: var(--accent-color);
            text-decoration: none;
        }

        .contact-info a:hover {
            color: var(--primary-color);
        }

        .refund-footer {
            background: var(--primary-color);
            color: white;
            padding: 1.5rem;
            border-radius: 10px;
            margin-top: 2rem;
            text-align: center;
        }

        .refund-footer p {
            margin-bottom: 0.5rem;
        }

        .refund-footer p:last-child {
            margin-bottom: 0;
            font-style: italic;
        }

        .refund-document ul {
            padding-left: 1.5rem;
            margin-bottom: 1rem;
        }

        .refund-document li {
            margin-bottom: 0.5rem;
        }

        .refund-document p {
            margin-bottom: 1rem;
            color: var(--gray-dark);
        }

        .refund-document a {
            color: var(--accent-color);
            text-decoration: none;
        }

        .refund-document a:hover {
            color: var(--primary-color);
        }

        @media (max-width: 768px) {
            .page-title {
                font-size: 2rem;
            }

            .refund-document {
                padding: 2rem;
            }

            .tier-header {
                flex-direction: column;
                text-align: center;
                gap: 1rem;
            }

            .fee-structure {
                grid-template-columns: 1fr;
            }
        }